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Buying a car either new or second hand is going to make a huge dent in your finances, so you need to be sure that you get it right first time. Being a first time buyer you need to be aware of the pitfalls that surround buying a car and be cautious about entering into any financial agreements before you are ready to commit. Before you rush out to the nearest dealership or start scouring the local papers for a cheap car, think about what kind of car you actually need and what you can afford. The Fast and Furious may be your favourite film but buying a car equipped with boy racer modifications could end up costing you an arm and a leg, plus you need to ensure that any modifications that have been made are legal. Any modifications that you plan to make yourself are probably totally unnecessary and will end up being an expense you don’t need, be sensible and actually buy a car that is fit for purpose.

What Kind of Car?

You may have a good idea about the type of car that you want, but is this the car that you need? Let’s face it you are probably not going to be able to afford the car that you want so you are going to have to settle for something else, something a little more modest. It is no good buying the first car that you see either as you will probably be caught up in the excitement of it all and end up buying something wholly inappropriate. Whichever type of car you go for you need it to be reliable, large enough to get all of your gear into and above all be economical to run.

Running Costs

You might believe that you got a great deal from the car dealership, and you have driven away in a smart little run about that is just what you wanted. You feel great behind the wheel and you just know that your friends are going to be impressed. What you won’t have taken into account when you were haggling with the seller are all of the hidden running costs associated with owning a car. It is almost inevitable that they will start rearing their ugly head the moment you get the car home.

An older car will generally cost you more in maintenance bills than a newer model, and may require a few faults fixing each time you take it for its MOT in order that it passes. Fuel is another expense that new drivers tend to underestimate, gone are the days when you could put £10-£20 of fuel in your car and it would last you all week! If you are going to be driving long distances you should invest in a diesel engine car, it may cost you more to buy but will be cheaper to run long term. Add to your running costs the price of your insurance and road tax and you may end up paying close to what you paid for the car.

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